The Green Payroll team standing in a field

Payroll and receivables, run by one team

Payroll and tax in every state you operate in, plus trade credit cover on the invoices your balance sheet depends on.

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WHERE PAYROLL MEETS RISK

One implementation link, one relationship, no vendor finger-pointing.

DISCOVER OUR SERVICES
31 states
FILED AND DEPOSITED
EARNED WAGE ACCESS

Included with the platform, not upsold.

Who we are

Clean payroll. Smarter cash flow.

We run the two largest controllable line items in an established business — people cost and risk transfer — on one platform with one team accountable for both.

Multi-state tax filing

Deposits, quarterly returns, new-hire reporting and rate notices handled per state.

Insured receivables

Whole-turnover and single-buyer credit programs placed and actively managed.

Pay-as-you-go comp

Premium from each payroll instead of a deposit and an audit bill a year later.

Why choose us

Why employers trust us with payroll and credit risk

One team reading your balance sheet before it quotes anything.

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Receivables are ~40% of company assets
of a typical balance sheet
40%
COVERED INVOICES
Up to 95% indemnity when a buyer fails to pay
SEE HOW IT WORKS
A covered employer's facility
$60K write-off · 8% margin
$750K to replace
Our services

Everything an employer needs, in one workspace

Approving a payroll run on a desktop screen
Run payroll

Approve in a few clicks. Taxes impounded and filed automatically.

An employee checking available earned wages on a phone
Earned wage access

Employees draw earned wages early, repaid by deduction.

Analysts reviewing customer credit exposure on trading screens
Trade credit cover

Limits monitored on your largest customers, not filed away.

Onboarding you can finish in one sitting

Eight guided steps, e-signatures, full audit trail.

Submitted hours on a tablet beside a processed payroll run
Time and scheduling

Clean hours in, clean payroll out — no re-keying.

A lender-friendly reporting pack on a boardroom table
Board-ready reporting

Labor cost, headcount and risk in one lender-friendly pack.

Common questions

Questions we get in the first call

How long does switching payroll actually take?

The employer side is one link and usually one sitting, because everything is asked in sequence and saved as you go. What sets the start date is the state registrations and any prior-provider quarter that has to close cleanly, which we map at onboarding.

Can we start mid-year or mid-quarter?

Yes. Quarter boundaries are the cleanest, but mid-quarter conversions are routine as long as prior 941s and state filings come with you. The portal asks for those documents specifically.

Do we have to buy insurance to use the payroll platform?

No. Payroll and insurance are separate engagements with separate agreements. Most clients end up using both because the data and the exposures overlap, but neither is a condition of the other.

Who sees our bank details?

Bank routing and account numbers are encrypted before they are stored, shown back to you only as the last four digits, and revealed to internal staff only with the reveal written to an audit log. They are never sent by email.

Get your onboarding link

One form creates a real packet and hands you a private link on the spot.

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